Here are our Top 3 financial tips for carers managing household budgets, based on expert advice and current resources:

Maximise Your Entitlements
Many carers miss out on financial support simply because they’re unaware of what they can claim. Make sure to:

  • Get a benefits check through services like Carers UK or Carer Money Matters.
  • Look into Carer’s Allowance, Universal Credit, Council Tax reductions, and Winter Fuel Payments.
  • Explore grants and discounts available for carers, such as help with energy bills or emergency financial support.

Track and Trim Household Spending
Keeping a close eye on your income and expenses is essential:

  • Use a budget planner or app to track where your money goes.
  • Review regular bills (utilities, phone, internet) and switch providers if better deals are available.
  • Consider installing smart meters to monitor energy use and avoid overpaying.

Access Local and Community Support
There are often local schemes and charities that offer:

  • Food vouchers, energy grants, or free home adaptations.
  • Transport discounts like the Blue Badge scheme or Disabled Person’s Railcard.
  • Free financial advice from local carer organisations or the Citizens Advice  Bureau.

For more information or support email the Adult Carers Team.

 

Financial tips and a calculator